Business Loan Online

A Business Loan is an unsecured loan offered to business owners to meet working capital needs, expansion, inventory purchase, machinery investment, and other business-related expenses.

Self-employed individuals, proprietors, partnership firms, private limited companies, and LLPs with a stable business vintage and revenue can apply.

You can avail up to ₹50 Lakhs or more depending on your business financials, credit history, and lender policies.

No. Most business loans are unsecured, which means you don’t need to pledge any property or asset as security.

Interest rates typically start from 11.00% p.a., depending on your creditworthiness, business turnover, and lender.

Business loans usually come with a flexible tenure of 12 to 60 months, allowing for easy EMI-based repayment.

Documents include: PAN, Aadhaar, business registration proof, bank statements (6–12 months), ITRs, and financials. Specific requirements may vary by lender.

Once documents are submitted and verified, loan disbursal can happen within 2–5 working days, depending on the lender’s process.

While most lenders prefer a CIBIL score of 700+, some NBFCs may offer loans with relaxed norms at slightly higher interest rates.

Yes. Most lenders allow foreclosure or part-prepayment of the loan. Charges, if any, vary based on the loan agreement.

Eligibility depends on business turnover, profit margins, ITRs, vintage (usually 1-3 years), and credit score. Lenders have varying criteria.

Yes. If your repayment track record is good, you can apply for a top-up or second business loan or even transfer the existing loan for better terms.